Find Your Advice-Only Financial Advisor!

Discover the power of objective financial advice with no commissions, no asset management, and no sales pressure. Welcome to the Advice-Only Network, your one-stop destination for connecting with dedicated advice-only financial planners from firms across the country. Our network connects you with advisors who aim to provide objective guidance tailored to your unique financial goals and needs -- no commissions and no assets under management. Just pure advice.

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What is Advice-Only?

Advice-Only is the Future of Financial Planning

An Advice-Only advisor provides comprehensive financial planning with transparent pricing in a fiduciary capacity at all times and aims to avoid any conflicts of interest.

Transparent Pricing

No hidden fees from product sales, assets under management (AUM) or expensive investment funds. You’ll know exactly what you’re paying.

Fiduciary At All Times

Advice-Only advisors are committed to act in the best interest of their clients at all times.

Empowering Investment Advice

Advice-only advisors can give investment advice without taking custody of your account. Unlike many traditional advisors, Advice-Only advisors don't require you to move your money to them to manage.

Reduces Conflicts of Interest

Charging only for advice reduces conflicts of interest compared to advisors who are compensated by selling products, receiving commissions, or managing assets.

Are you an Advice-Only advisor?

Get listed on the directory and reach clients looking for advice‑only planners.

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Are you interested in launching an Advice‑Only practice?

Templates and compliance support
Education and coaching
6 months of membership included

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Meet Our Advice-Only Advisors

Advisor Directory

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Dustin Bell, MBA
Reflective Financial
Monthly$300+/mo
Annual$3,000+/yr
One-time$3,000+
Hourly$300/hr
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Dustin Bell, MBA
Reflective Financial
Monthly$300+/mo
Annual$3,000+/yr
One-time$3,000+
Hourly$300/hr
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Former CFO who helps pre-retirees take control of their financial future with clarity and confidence.
Ideal for
DIY Investors • Pre-Retirees
Specializes in
Pre-Retirement Planning
Tax Strategies • Investments
Josh Gallogly, CFP®, EA
Milestones Financial, LLC
One-time$995+
Hourly$199/hr
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Josh Gallogly, CFP®, EA
Milestones Financial, LLC
One-time$995+
Hourly$199/hr
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I serve clients across the country by providing fee-only, fiduciary advice on reducing taxes, investing smarter, and creating retirement income.
Ideal for
Pre-Retirees • Retirees
Specializes in
Retirement
Pre-Retirement Planning
Investments
Ashley Rittershaus, CFP®
Curious Crow Financial Planning
One-time$5,000
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Ashley Rittershaus, CFP®
Curious Crow Financial Planning
One-time$5,000
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I'm an advice-only financial planner who is passionate about helping people achieve the life they dream about and feel more confident managing their m...
Ideal for
DIY Investors • FIRE
Specializes in
Retirement
Tax Strategies
Budgeting
Avanti Shetye, MBA, CFA, CFP®
Wealthwyzr, LLC
Quarterly$1,200+/qtr
One-time$7,500+
Hourly$500/hr
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Avanti Shetye, MBA, CFA, CFP®
Wealthwyzr, LLC
Quarterly$1,200+/qtr
One-time$7,500+
Hourly$500/hr
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Advice-only financial planner helping you make smart, informed financial decisions with confidence.
Ideal for
DIY Investors • High Net Worth
Specializes in
Investments • Retirement • Tax Strategies
Justin Horowitz, CFP®
Just Advising
One-time$1,800+
Hourly$150/hr
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Justin Horowitz, CFP®
Just Advising
One-time$1,800+
Hourly$150/hr
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Hello! I'm Justin, founder of Just Advising. My practice is for young adults and family starters who want to demystify their financial complexity.
Ideal for
Young Professionals • DIY Investors
Specializes in
Budgeting
Early Career Planning
Employee Benefits
Mike Staman, CFP®, MSPFP, CAP®, AEP®, TPCP®
Delaware Financial Planning
Monthly$475+/mo
One-time$5,000+
Hourly$400/hr
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Mike Staman, CFP®, MSPFP, CAP®, AEP®, TPCP®
Delaware Financial Planning
Monthly$475+/mo
One-time$5,000+
Hourly$400/hr
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Serving mid- to late-stage corporate and non-profit professionals, I believe in the value of ongoing planning but can also work on a project basis.
Ideal for
Pre-Retirees • High Earners ($250k - $500k)
Specializes in
Tax Strategies • Pre-Retirement Planning • Retirement
Matt Sheers, CFA, CFP®
Sheer Empowerment Financial
Monthly$200/mo
One-time$3,750
Hourly$300/hr
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Matt Sheers, CFA, CFP®
Sheer Empowerment Financial
Monthly$200/mo
One-time$3,750
Hourly$300/hr
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Flat fee, advice-only financial planner for mid-career professionals navigating change, complexity, and big financial decisions.
Ideal for
Business Owners • DIY Investors
Specializes in
Investments
Small Business
Employee Benefits
Jill Raderstorf, MBA
Aptus Financial
Monthly$193/mo
Annual$1,160/yr
One-time$3,480
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Jill Raderstorf, MBA
Aptus Financial
Monthly$193/mo
Annual$1,160/yr
One-time$3,480
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Jill Raderstorf is a financial planner at Aptus Financial, an advice only financial planning firm that helps people invest on their own. She is dedic...
Ideal for
Medical Professionals • High Earners ($250k - $500k)
Specializes in
Retirement • Early Career Planning • Mid-Career Planning
Nancy Doyle, CFA, CFT
Manage Your Financial Life
Hourly$250/hr
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Nancy Doyle, CFA, CFT
Manage Your Financial Life
Hourly$250/hr
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It is time to get your financial house in order. As an advice-only hourly planner, I help women become more knowledgeable and engaged in their financi...
Ideal for
Women • Divorced Individuals
Specializes in
Investments • Retirement Life Planning • Pre-Retirement Planning
Diane Esser, CPA, CFP®, RICP®, CEPS
Direction Financial Management, LLC
Not accepting clients
Hourly$360/hr
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Not accepting clients
Diane Esser, CPA, CFP®, RICP®, CEPS
Direction Financial Management, LLC
Not accepting clients
Hourly$360/hr
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Diane Esser works with clients approaching retirement and already retired to ensure they obtain their best return on life.
Ideal for
Pre-Retirees • Retirees
Specializes in
Retirement • Social Security • Pre-Retirement Planning
Jim Mahaney, CFP®, MSFS
Mavericus Retirement Services
Not accepting clients
Annual$1,700/yr
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Not accepting clients
Jim Mahaney, CFP®, MSFS
Mavericus Retirement Services
Not accepting clients
Annual$1,700/yr
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Jim runs a flat fee, retirement-focused firm. He is the author of two books, is a published researcher, and the holder of three patents.
Ideal for
Retirees • Pre-Retirees
Specializes in
Retirement • Pre-Retirement Planning • Tax Strategies
Rose Zealand, CFP®, CeFT®, End of Life Doula
Golden Thread Collaborative, LLC
Hourly$400/hr
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Rose Zealand, CFP®, CeFT®, End of Life Doula
Golden Thread Collaborative, LLC
Hourly$400/hr
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Advice-only CFP®, CeFT®, and End-of-Life Doula in Colorado helping clients navigate serious diagnosis, estate planning & financial decisions.
Ideal for
Pre-Retirees • Young Professionals
Specializes in
Budgeting • Estate Planning • Insurance
Katherine Edwards, CFP®
MainStreet Financial Planning
Monthly$210+/mo
Annual$2,400+/yr
One-time$4,400+
Hourly$425/hr
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Katherine Edwards, CFP®
MainStreet Financial Planning
Monthly$210+/mo
Annual$2,400+/yr
One-time$4,400+
Hourly$425/hr
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I help individuals and families achieve financial peace of mind with personalized plans to help you meet your goals while enjoying life along the way!
Ideal for
Retirees • Pre-Retirees
Specializes in
Retirement • Pre-Retirement Planning • Investments
Kevin Lam, CFP®, CPRS™
Age Wisely Financial
One-time$720+
Hourly$360/hr
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Kevin Lam, CFP®, CPRS™
Age Wisely Financial
One-time$720+
Hourly$360/hr
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I specialize in helping my fellow seniors age 60+ navigate challenges with retirement income, asset protection, safety, health, and legacy planning.
Ideal for
Retirees • Pre-Retirees
Specializes in
Retirement
Retirement Life Planning
Pre-Retirement Planning
Chris Williams, CPA
Inceptive Financial
Monthly$125/mo
Quarterly$225/qtr
Annual$525/yr
One-time$695+
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Chris Williams, CPA
Inceptive Financial
Monthly$125/mo
Quarterly$225/qtr
Annual$525/yr
One-time$695+
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I am the founder of Inceptive Financial and the solo planner; specializing in preparing comprehensive financial plans for a fixed fee.
Ideal for
High Earners ($250k - $500k) • Families with Children
Specializes in
Pre-Retirement Planning
Investments • College Savings
Bill Hines, Investment Advisor Representative, Financial Planner
Emanciparé Financial Planning
Monthly$399+/mo
One-time$399+
Hourly$199/hr
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Bill Hines, Investment Advisor Representative, Financial Planner
Emanciparé Financial Planning
Monthly$399+/mo
One-time$399+
Hourly$199/hr
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We help clients build a lifetime financial roadmap (plan) using tools available to consumers. We teach how to maintain it and interpret the results.
Ideal for
DIY Investors • FIRE
Specializes in
Retirement
Pre-Retirement Planning
Retirement Life Planning
Melissa Leonard, CFP®
Cairn Financial Planning
Annual$2,500+/yr
One-time$2,500+
Hourly$250/hr
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Melissa Leonard, CFP®
Cairn Financial Planning
Annual$2,500+/yr
One-time$2,500+
Hourly$250/hr
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Balancing all aspects of life is challenging. Let us help you with the financial pieces.
Ideal for
Young Professionals • High Earners ($250k - $500k)
Specializes in
Budgeting • Employee Benefits • Investments
Kevin Burkle, CFP®
HCP Wealth Planning
One-time$2,400+
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Kevin Burkle, CFP®
HCP Wealth Planning
One-time$2,400+
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I am an early retirement planning expert. For a flat dollar fee, I offer one-time plans that include ongoing access to my powerful planning software.
Ideal for
Pre-Retirees • FIRE
Specializes in
Tax Strategies
Pre-Retirement Planning
Investments