Find Your Advice-Only Financial Advisor!

Discover the power of objective financial advice with no commissions, no asset management, and no sales pressure. Welcome to the Advice-Only Network, your one-stop destination for connecting with dedicated advice-only financial planners from firms across the country. Our network connects you with advisors who aim to provide objective guidance tailored to your unique financial goals and needs -- no commissions and no assets under management. Just pure advice.

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What is Advice-Only?

Advice-Only is the Future of Financial Planning

An Advice-Only advisor provides comprehensive financial planning with transparent pricing in a fiduciary capacity at all times and aims to avoid any conflicts of interest.

Transparent Pricing

No hidden fees from product sales, assets under management (AUM) or expensive investment funds. You’ll know exactly what you’re paying.

Fiduciary At All Times

Advice-Only advisors are committed to act in the best interest of their clients at all times.

Empowering Investment Advice

Advice-only advisors can give investment advice without taking custody of your account. Unlike many traditional advisors, Advice-Only advisors don't require you to move your money to them to manage.

Reduces Conflicts of Interest

Charging only for advice reduces conflicts of interest compared to advisors who are compensated by selling products, receiving commissions, or managing assets.

Are you an Advice-Only advisor?

Get listed on the directory and reach clients looking for advice‑only planners.

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Are you interested in launching an Advice‑Only practice?

Templates and compliance support
Education and coaching
6 months of membership included

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Meet Our Advice-Only Advisors

Advisor Directory

Try filtering to find your perfect match

Holly Donaldson, CFP®, MBA, MA
Step by Step for DIY Investors
One-time$2,765+
Hourly$395+/hr
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Holly Donaldson, CFP®, MBA, MA
Step by Step for DIY Investors
One-time$2,765+
Hourly$395+/hr
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With 25 years' experience, Holly collaborates with clients to navigate their own version of financial independence.
Ideal for
DIY Investors • Engineers and Scientists
Specializes in
Retirement
Tax Strategies
Investments
Lynn Anderson, CFP®
Abundo Wealth
Monthly$189/mo
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Lynn Anderson, CFP®
Abundo Wealth
Monthly$189/mo
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Empowering clients with clear, unbiased financial advice—because money shouldn’t be scary, boring, or stand between you and the life you actually want...
Ideal for
Women • Young Professionals
Specializes in
Budgeting • Employee Benefits • Tax Strategies
Christopher Lazzaro, ChFC®, RICP®
Plan For It Financial, LLC
Monthly$400+/mo
One-time$3,500+
Hourly$350/hr
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Christopher Lazzaro, ChFC®, RICP®
Plan For It Financial, LLC
Monthly$400+/mo
One-time$3,500+
Hourly$350/hr
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I help individuals and families gain a deeper understanding of their personal finances and work collaboratively to develop a roadmap to financial inde...
Ideal for
Pre-Retirees • High Earners ($250k - $500k)
Specializes in
Investments • Budgeting • Debt & Credit
Jim Mahaney, CFP®, MSFS
Mavericus Retirement Services
Not accepting clients
Annual$1,700/yr
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Not accepting clients
Jim Mahaney, CFP®, MSFS
Mavericus Retirement Services
Not accepting clients
Annual$1,700/yr
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Jim runs a flat fee, retirement-focused firm. He is the author of two books, is a published researcher, and the holder of three patents.
Ideal for
Retirees • Pre-Retirees
Specializes in
Retirement • Pre-Retirement Planning • Tax Strategies
Diane Esser, CPA, CFP®, RICP®, CEPS
Direction Financial Management, LLC
Not accepting clients
Hourly$360/hr
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Not accepting clients
Diane Esser, CPA, CFP®, RICP®, CEPS
Direction Financial Management, LLC
Not accepting clients
Hourly$360/hr
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Diane Esser works with clients approaching retirement and already retired to ensure they obtain their best return on life.
Ideal for
Pre-Retirees • Retirees
Specializes in
Retirement • Social Security • Pre-Retirement Planning
Grady Moshay, MBA, Investor Advisor Representative,
Emanciparé Investment Advisors, LLC
One-time$1,950+
Hourly$199/hr
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Grady Moshay, MBA, Investor Advisor Representative,
Emanciparé Investment Advisors, LLC
One-time$1,950+
Hourly$199/hr
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Whether you are a DIY'er who needs an extra pair of eyes to stress test your already developed plan or someone who desires to have a financial plan de...
Ideal for
DIY Investors • Pre-Retirees
Specializes in
Pre-Retirement Planning
Early Career Planning • Mid-Career Planning
Adam Coleman, CRPC®, AFC®, CDLP®
Nectarine
Monthly$400/mo
Quarterly$400/qtr
Annual$4,800/yr
One-time$3,500+
Hourly$400/hr
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Adam Coleman, CRPC®, AFC®, CDLP®
Nectarine
Monthly$400/mo
Quarterly$400/qtr
Annual$4,800/yr
One-time$3,500+
Hourly$400/hr
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Hourly fiduciary planner empowering DIY investors to take control of their money with clear, unbiased financial guidance.
Ideal for
Pre-Retirees • FIRE
Specializes in
Pre-Retirement Planning
Investments • Retirement
Patrick Bourbon, CFA, CFP®
Bourbon Financial Management
Monthly$500+/mo
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Patrick Bourbon, CFA, CFP®
Bourbon Financial Management
Monthly$500+/mo
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Patrick is your personal Chief Financial Officer. His main goal is to give you the best tools possible to improve your financial decisions.
Ideal for
Business Owners • High Net Worth
Specializes in
Tax Strategies • Investments • Retirement
Justin Horowitz, CFP®
Just Advising
One-time$1,800+
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Justin Horowitz, CFP®
Just Advising
One-time$1,800+
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Hello! I'm Justin, founder of Just Advising. My practice is for young adults and family starters who want to demystify their financial complexity.
Ideal for
Young Professionals • DIY Investors
Specializes in
Budgeting
Early Career Planning
Employee Benefits
Jake Stalder, CFP®
Navigate Financial Planning LLC
Monthly$170+/mo
One-time$3,200+
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Jake Stalder, CFP®
Navigate Financial Planning LLC
Monthly$170+/mo
One-time$3,200+
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I help early retirees navigate the nuances of early retirement, by crafting unique financial strategies in achieving financial independence, that alig...
Ideal for
Pre-Retirees • FIRE
Specializes in
Investments • Pre-Retirement Planning • Budgeting
Amy Rosenow, CFA, CFP®
Bold Vision Financial (formerly Fearless Financial Planning)
One-time$2,750+
Hourly$350+/hr
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Amy Rosenow, CFA, CFP®
Bold Vision Financial (formerly Fearless Financial Planning)
One-time$2,750+
Hourly$350+/hr
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Amy Rosenow is the founder of Bold Vision Financial, an advice-only financial planning and education firm focused on women, families, and entrepreneur...
Ideal for
Women • Newlyweds/Couples
Specializes in
Investments • Employee Benefits • Retirement
Ross Dugas, Ph.D.
Scientific Financial
Monthly$65/mo
One-time$4,000
Hourly$200/hr
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Ross Dugas, Ph.D.
Scientific Financial
Monthly$65/mo
One-time$4,000
Hourly$200/hr
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As a former engineer I enjoying working with curious investors who seek to understand. No handwaving, just data and transparency.
Ideal for
Engineers and Scientists • DIY Investors
Specializes in
Retirement • Tax Strategies • Investments
Rupa Pereira, CFP®,EA,CSLP®
FWJ Planning
Monthly$150/mo
Quarterly$125/qtr
Annual$1,200/yr
One-time$4,500+
Hourly$250+/hr
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Rupa Pereira, CFP®,EA,CSLP®
FWJ Planning
Monthly$150/mo
Quarterly$125/qtr
Annual$1,200/yr
One-time$4,500+
Hourly$250+/hr
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I offer 'Tax-Optimal' financial planning for young families, women-led households and those with cross-border sensitivities - through hourly and compr...
Ideal for
Cross-Border • Female Breadwinner
Specializes in
Tax Strategies • College Savings • Pre-Retirement Planning
Nick Booth, CFP®, CDAA
Nine Inning Finance
Annual$3,000/yr
One-time$3,600+
Hourly$300/hr
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Nick Booth, CFP®, CDAA
Nine Inning Finance
Annual$3,000/yr
One-time$3,600+
Hourly$300/hr
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I love working with: 1) Those approaching retirement 2) Millennials seeking help planning for life events while striking a balance with saving for ret...
Ideal for
Pre-Retirees • Young Professionals
Specializes in
Pre-Retirement Planning • Investments • Tax Strategies
Phillip Durbin
Generational Wealth Development
One-time$3,200
Hourly$150/hr
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Phillip Durbin
Generational Wealth Development
One-time$3,200
Hourly$150/hr
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I help rural and middle-income families to learn about personal finance so that they can create Generational Wealth and change their families futures....
Ideal for
Young Professionals • Farmers
Specializes in
Early Career Planning • Debt & Credit • Mid-Career Planning
Jon Luskin, CFP®
JonLuskin.com
One-time$4,695
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Jon Luskin, CFP®
JonLuskin.com
One-time$4,695
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Jon Luskin is a fee-only, advice-only CERTIFIED FINANCIAL PLANNER™ (CFP®) professional and fiduciary specializing in hourly advice to do-it-yourself i...
Ideal for
DIY Investors • Retirees
Specializes in
Investments
Retirement • Pre-Retirement Planning
Dustin Bell, MBA
Reflective Financial
Monthly$300+/mo
One-time$2,000+
Hourly$300/hr
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Dustin Bell, MBA
Reflective Financial
Monthly$300+/mo
One-time$2,000+
Hourly$300/hr
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Former CFO who helps high-earners achieve financial independence with smart tax strategies and low-cost investment portfolios.
Ideal for
High Earners ($250k - $500k) • High Net Worth
Specializes in
Tax Strategies
Mid-Career Planning
Retirement
Melissa Leonard, CFP®
Cairn Financial Planning
Annual$2,500+/yr
One-time$2,500+
Hourly$250/hr
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Melissa Leonard, CFP®
Cairn Financial Planning
Annual$2,500+/yr
One-time$2,500+
Hourly$250/hr
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Balancing all aspects of life is challenging. Let us help you with the financial pieces.
Ideal for
Young Professionals • High Earners ($250k - $500k)
Specializes in
Budgeting • Employee Benefits • Investments