Mark Duffy
About Me
Mark Duffy, CFA®, CFP®, is the founder of Lumora Wealth, an independent, fee-only Registered Investment Adviser based in Massachusetts. He launched Lumora Wealth to deliver high-quality financial planning without the conflicts of traditional AUM or commission-based models.
With over a decade of experience in institutional investment management and research, Mark brings a rare depth of technical expertise to financial planning. He spent more than seven years as a buy-side research analyst specializing in fixed income and credit, and also held formal ESG and sustainability roles at leading asset managers. This background gives clients a unique advantage: advice grounded in rigorous investment knowledge, combined with a transparent fiduciary framework.
Lumora Wealth serves individuals, couples, families, business owners, and clients navigating major life transitions. Planning tiers are offered at flat fees that scale with complexity, ensuring fair and accessible pricing. Clients can expect personalized strategies that cover retirement, tax optimization, equity compensation, education funding, estate basics, business planning, and transition support, all delivered with clarity and care.
Mission Statement
Our mission is to make high-quality financial planning accessible, ethical, and purposeful. Lumora Wealth is built on the principles of transparency, independence, and fiduciary duty. We believe clients deserve advice that is free from commissions, insurance sales, and asset-based pricing, and that money should be a tool to advance both personal goals and broader values.
Why I Became an Advisor
I became a financial advisor because I saw how often traditional models put the firm’s incentives ahead of the client’s best interest. After more than a decade on the institutional side of investing, I wanted to bring that same level of rigor and discipline directly to families and professionals, but in a way that removed the conflicts I had seen in the industry.
I built Lumora Wealth to give clients access to fiduciary advice that is independent, cost-conscious, and truly aligned with their lives. My goal is to simplify complexity, help clients feel confident in their decisions, and show that financial planning can be both practical and values-driven.